Essential Legal Documents for Turning 18

The Transition to Adulthood: A Major Life Shift

Turning 18 is a significant milestone, marking the transition from adolescence to adulthood. This moment comes with exciting new freedoms, but also legal and practical responsibilities. Once a person reaches this age, parents and guardians no longer have automatic access to medical, financial, and academic records. To ensure continued support and involvement, key legal documents must be in place.

Durable Power of Attorney: Financial Security

A Durable Power of Attorney allows those the child appoints to manage financial matters for the child if they become unable to do so themselves. This document can help ensure bills are paid and financial decisions are made without unnecessary delays, providing peace of mind and financial stability during unforeseen circumstances.

Advance Directive (aka Medical Power of Attorney): Health Emergencies

An advance directive gives those your child appoints as their health care representative the authority to make medical decisions on their behalf if the child is unable to do so for themselves.  This is especially critical in emergencies.  Without one, a court-supervised guardianship may be required that has costs and can add delay.

HIPAA Authorization: Access to Medical Information

Without a HIPAA Authorization, parents or guardians are barred from accessing their child's medical records or discussing their health with doctors. This document is vital for staying informed about medical conditions or treatments, allowing parents to be involved in their child's healthcare decisions.

FERPA Waiver: Academic Engagement

Once a child turns 18, parents lose access to academic records unless granted permission. A FERPA Waiver allows parents to assist with academic concerns, such as grades, test results, and enrollment information, ensuring continued support in the child's educational career.

Navigating Legal Requirements

It is crucial for parents and guardians to research and ensure compliance with the specific legal requirements in their state or jurisdiction. Consulting an attorney can help ensure these documents are properly set up for your child, providing a smooth transition into adulthood.